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What is reinsurance?
As an insurance company, managing risk is an essential part of your business. One of the ways to manage risk is through reinsurance. Reinsurance is the practice of an insurance company transferring some or all of its risks to another...
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6 Forces Driving Commercial Property Insurance Costs
Commercial property insurance is a vital coverage for businesses, protecting them from financial loss due to damage to their property, equipment, or other assets. However, the cost of commercial property insurance can vary...
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4 Tips for Adding Your Teen to Your Car Insurance
For teenagers, getting their first car is a milestone—it serves as a symbol of maturity and independence. Nonetheless, most teens aren't in a financial position to pay their own car insurance. But with teenagers aged 16–19...
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Home Insurance: What's the Difference Between HO3 and HO5?
Homeowners insurance is, well, homeowners insurance, right? Not quite so. There are different types of home insurance offering different levels of protection. So, when you're insuring your home, it's crucial to understand the type of...
Read MoreHow Insurance Deductibles Work
An insurance deductible is the amount you, the insured, must pay before any claim will be paid by your insurance carrier. Depending upon the type of insurance you have, your policy may set the amount of deductible, or you may have the...
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