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Friday, February 21, 2025

As we approach 2025, the insurance industry continues to grapple with the dynamics of a hard market—a period characterized by increased premiums, stricter underwriting, and reduced capacity. While the factors driving this hard market...

Thursday, February 20, 2025

As we approach the expiration of existing registrations on March 31, 2025, New Jersey Home Improvement Contractor Businesses (HICBs) and Home Elevation Contractor Businesses (HECBs) must prepare for important regulatory changes. These...

Friday, February 7, 2025

As we move into 2025, the insurance market is poised for significant transformations driven by technological advancements, evolving consumer expectations, and regulatory shifts. These changes present both challenges and opportunities...

Friday, January 24, 2025

In the ever-evolving landscape of insurance, certain high-risk markets present significant challenges for carriers. These markets, often characterized by increased exposure to natural disasters, economic volatility, or regulatory...

Friday, January 10, 2025

In recent years, a noticeable trend has emerged in the insurance industry: more insurers are choosing to exit high-risk markets. This shift has significant implications for policyholders, especially in regions prone to natural...

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Friday, December 20, 2024

As we approach the New Year, homeowners are presented with an excellent opportunity to reassess their homes and make strategic improvements that can help keep insurance costs low. With the housing insurance landscape continually...

Friday, December 6, 2024

As we approach 2025, the insurance landscape is set to undergo significant transformations, impacting both housing and automobile insurance markets. Driven by technological advancements, regulatory shifts, and evolving consumer needs,...

Friday, November 22, 2024

The holiday season is a time for joy, family gatherings, and festive celebrations. However, traveling during this period can present a unique set of challenges, particularly for those journeying in and out of New Jersey. As one of the...

Friday, November 8, 2024

As winter approaches, homeowners in New Jersey must prepare for the colder months to ensure their homes remain safe and functional. Winterizing your home is not only a matter of comfort but also a critical step in safeguarding your...

Friday, October 18, 2024

Running a business in New Jersey comes with its unique set of opportunities and challenges. One crucial aspect that business owners cannot afford to overlook is insurance coverage. Among the various types of insurance available,...

Friday, October 4, 2024

Auto insurance rates have been on the rise across the United States, and New Jersey drivers are no exception to this trend. According to the Insurance Information Institute, the average auto insurance premium in the U.S. has increased...

Friday, September 27, 2024

Replacement cost is a crucial concept for homeowners in New Jersey, as it determines the amount of compensation you'll receive after a covered loss. Understanding replacement cost can help you ensure you have adequate insurance...

Friday, September 13, 2024

The construction industry continues to face a complex interplay of factors in the second quarter of 2024. While building material prices have shown resilience, the labor shortage and rising interest rates have cast a shadow over...

Friday, August 23, 2024

A home energy assessment is a valuable tool for identifying energy-saving opportunities and reducing your energy bills. By conducting a thorough assessment, you can uncover areas where your home is losing energy and take steps to...

Thursday, August 8, 2024

The housing insurance market in New Jersey is undergoing significant shifts due to a confluence of factors, including climate change, rising construction costs, and evolving regulatory landscapes. Climate Change The Garden State, like...

Friday, July 19, 2024

Your roof is more than just a protective covering; it's a significant factor in determining your home insurance premiums. In 2024, understanding how your roof's condition affects your insurance rates is crucial, especially in a region...

Friday, June 14, 2024

The boating season in New Jersey is a beloved pastime for many residents. However, it's essential to be aware of the evolving landscape of boat insurance to ensure you have adequate coverage. In the past year, several factors have...

Friday, May 17, 2024

The thrill of driving off the lot in a brand new car in Linwood, NJ can quickly fade when faced with the realities of today's market. At Kollman Insurance Group, we understand the challenges and are here to guide you through the...

Friday, May 3, 2024

The allure of a pre-owned car's affordability in Linwood, NJ can be overshadowed by the current state of the used car market. At Kollman Insurance Group, we understand the challenges and are here to guide you through the process,...

Friday, April 19, 2024

At Kollman Insurance Group, keeping Linwood, NJ residents on the road safely and affordably is our priority. Lately, news of rising auto part costs might have you worried about car insurance hikes. Let's break down the reasons behind...

Friday, April 5, 2024

The curtain falls on our auto insurance saga, but not before revealing the final act: unlocking personalized savings through meticulous customization. Buckle up as we explore age-specific considerations, rewarding driving habits, and...

Friday, March 22, 2024

You understand the basics of auto insurance in Linwood, NJ – liability, collision, comprehensive. But what about the unexpected curveballs life throws? This blog explores unseen situations that can impact your coverage and what...

Friday, March 8, 2024

Many Linwood, NJ residents might be feeling the pinch at the gas pump and at their auto insurance renewals. You're not alone. Nationally, car insurance rates have seen a 17.1% increase in just the past year, according to the U.S....

Wednesday, June 7, 2023

As summer is fast approaching, it's time to start thinking about getting your boat ready for the boating season. If your boat has been in winter storage, it will need to be dewinterized before you can take it out on the water. In this...

Wednesday, May 24, 2023

Boat ownership can be a wonderful experience for those who enjoy the water and the freedom of sailing or cruising. However, with ownership comes the responsibility of protecting your vessel from potential damage, including theft. As a...

Wednesday, May 10, 2023

Car theft can be a traumatic experience, leaving you feeling violated and stranded. It is a serious problem that affects millions of people every year, and no one is immune from it. Whether you live in a busy urban area or a quiet...

Thursday, March 23, 2023

As an insurance company, managing risk is an essential part of your business. One of the ways to manage risk is through reinsurance. Reinsurance is the practice of an insurance company transferring some or all of its risks to another...

Friday, February 17, 2023

Commercial property insurance is a vital coverage for businesses, protecting them from financial loss due to damage to their property, equipment, or other assets. However, the cost of commercial property insurance can vary...

Saturday, August 20, 2022

For teenagers, getting their first car is a milestone—it serves as a symbol of maturity and independence. Nonetheless, most teens aren't in a financial position to pay their own car insurance. But with teenagers aged 16–19...

Friday, May 29, 2020

Homeowners insurance is, well, homeowners insurance, right? Not quite so. There are different types of home insurance offering different levels of protection. So, when you're insuring your home, it's crucial to understand the type of...

Sunday, February 24, 2019

An insurance deductible is the amount you, the insured, must pay before any claim will be paid by your insurance carrier. Depending upon the type of insurance you have, your policy may set the amount of deductible, or you may have the...