Marine Insurance
We are marine specialist. Our years of experience in specialized marine coverage protects you from the unique element of the rough seas ahead.
Personal Insurance
Years of experience have prepared us to guide you through your life transitions.
Commercial Insurance
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
Companies We Represent
Our agency understands no two businesses or people are alike. We strive to continually add new markets in order to achieve all our client’s risk aversion needs. We are proud to be and independent agency allowing us to continually grow with your needs as the risk in the market is continually changing so are, we. Our Deep insurance knowledge and broad life experience informs our every decision, with only one goal in mind: Protection of your assets.
What Others Had To Say About Us
"I liked that i was treated as a person and not an account number. The customer service is definitely a factor. Not to mention insurance is reasonable."
-Customer since 2012
CULTIVATED FOR YOU
Fallen Tree Damage—Who Pays?
As a homeowner, are you responsible for the damage caused by a tree on your property that hits your neighbor’s home or other insured structure, such as a garage or shed? In most cases, the answer is “no.” When such damage occurs to your neighbor’s home due to forces outside your control, e.g., weather events, your neighbors may have to file a claim with their insurer to receive a reimbursement for the damage a down tree or branches cause. There is one exception, however. If it is determined that the tree damage stems from your negligence (e.g., dead limbs that you refused to cut down, or you chose to trim your tree as a weekend project), then the neighbor’s insurer may come after you to recover their loss—a process called subrogation.
You may want to check your policy or speak to your insurance agent to ascertain if your homeowners policy covers your liability in cases of negligence.
ADVANTAGES OF INDEPENDENCE
Discover an array of services for all your insurance needs.
- What do you specialize in?
Our firm specializes in helping individuals develop sound insurance strategies. If you are unsure what policies you have – or if you are missing any coverage – please take the time to explore our website and the wealth of information we offer.
- Why independent agents?
Unlike our captive counterparts, independent agents can utilize resources and expertise of multiple insurance companies. From Land to Sea, our clients get more options, more ways to mediate risks in both business and their personal lives.
- We Work for You
Independent agents also keep insurance companies on their toes. Our Clients are not obligated to choose one company. The Kollman Group has options, never looking for ways to make an individual companies policy fit the client’s needs. We Work even harder to meet your specific needs quoting multiple carriers.
- One thing is certain
Risk never stops finding new ways to surprise you. To help our client’s insurane portfolio keep up with the rapidly changing environment, our agency is proud to be independent guaranteeing our client’s their independence with risk aversion and premium in mind.
- Contact Us
Reach out to us today and let one of our team members aleviate whatever risk may be in your life today!
The Cost of Medical Care
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